Finance FAQs   Service Designed To Keep You Comfortable

Frequently Asked Questions 

  • Q:When does the deferred interest plan promotion window begin?

    A:At the time of your first transaction.

  • Q:When is my first payment due?

    A:This depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

  • Q:How long do I have to use my loan?

    A:Once approved, you have four months to make your purchases.

  • Q:How do I pay my contractor?

    A:Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

  • Q:Where can I use my loan?

    A:Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

  • Q:How do I make a payment?

    A:It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours and there is never a penalty for paying off your loan early. Apply today at www.greensky.com/consumer or call 866-936-0602.

  • Q:What type of credit is available?

    A:GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

  • Q:Why should I finance my project when I can pay cash or use a credit card?

    A:Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.

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